Get a Mortgage @ a Lower Rate

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.


Marta Lukawski
Chief Financial Officer  
NMLS # 225542

Thank you for visiting! We have a deep understanding and passion for helping our clients achieve the dream of home ownership and offer many loan programs for them to do just that. Please explore our site and contact us with any questions. We look forward to serving you!

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Complete our online secure application here. It only takes a few minutes.

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Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

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Get To Know Us

We thrive on the success and satisfaction of our clients.



The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

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MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

Welcome To LenderHomePage

First Time Homebuyer Loans in Ft. Lauderdale, FL

Welcome to the official site of MARTALUKAWSKI.LOANS. We are a full-service mortgage company based in Ft. Lauderdale, FL. We specialize in First Time Homebuyer Loans in Ft. Lauderdale. We also serve the surrounding cities in Broward County. Whether you are buying a home or refinancing in any of these zip codes: 33076, 33301, and 33305, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes MARTALUKAWSKI.LOANS unique is that we offer the following niche programs as well: No Income Verification, Low Fico Mortgage Loans, Construction Loans. .

Contact MARTALUKAWSKI.LOANS today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

More Mortgage Option More Happy HOMEOWNERS

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